Many of us have a credit card and when used responsibly, they can be a great financial tool. Credit cards offer convenience, rewards, and help boost your credit score. However, when a credit card is used incorrectly the damage can be far-reaching. You could suffer financial loss, a drop in your credit score, and refusal
Having extra cash in your bank account this time of year can be helpful. There are a number of ways to make a quick buck by selling or renting something you own. If you don’t want to give anything up try being more mindful of how your money is being spent. Here are six ways
The average cost of bank overdraft fees has reached an all-time high. Needless to say it’s a crucial time to avoid paying for them. If you do get hit with one, relying on a phone call to your bank to get it refunded can be hit or miss. It’s unlikely to happen unless you’ve never
These days every dollar you make counts, so it’s important to look closely at where your money is going. Paying monthly expenses like the electric bill and groceries is essential. Paying a monthly fee to simply have a bank account is not. Last year the top five mega banks in the U.S. charged over 1
It’s safe to say that money is on everyone’s mind these days. Consumers continue to stress about how their finances will be affected due to the recent pandemic. Whether its a pay-cut, loss of hours, or a job loss altogether consumers have a valid concern. As a financial institution that prides itself on improving your
You work hard for your money, so it’s important (now more than ever) to make sure that it’s in good hands. There are thousands of traditional financial institutions and a growing number of neo banks in the U.S. How do you know which one is deserving of your money? The choice can be tough if
If you’ve opened a new checking account recently, chances are fees had an influence in your decision. Billions of dollars are taken from consumers each year in bank fees. It’s not a big surprise that consumers of all ages are choosing their next bank or credit union based on the level and fairness of fees
When it comes to paying with plastic you have two options, and that’s debit or credit. It can be easily debated that one is better for you than the other. There are plenty of pros and cons for both types of cards. The truth is everyone has different money habits and should choose a card
It’s that time of year again when creating a “wish list” for someone else is a common practice. Have you considered a wish list for yourself that doesn’t include spending anything? Your money was “nice” to you all year long, so make sure it gets the best gift. A better bank account. There are numerous
It’s that time of year again when consumer spending in the U.S. can easily turn into overspending. A bankrate survey recently found that 51% of consumers feel pressure to spend more money than necessary on gifts this time of year. If you are considering saving instead of spending this holiday season you’re not alone. Consumers
